I was born and raised on a farm in northern Indiana.  I attended a 2-room country school the first 8 years of school, with the first 4 grades in one room, and grades 5 thru 8 in the second room.  I graduated from the 8th grade with 7 other kids.  My high school had 250 kids in all 4 grades.....but we had a very good basketball team!  We had a 60-9 record from our sophomore thru senior years.  I went to a "BIG" college of about 700 kids, and graduated from Manchester College with an Accounting degree in 1968.

I lived in southern California from August 1968 thru December 1991, when I moved to beautiful Lake Tahoe, at my wife's insistence.  I absolutely love it here!

I knew in high school that I wanted to be a CPA, and I passed the CPA exam in the "first sitting" in December 1969.  I have had my own business since July 1979.